KENT RIDGE HILL RESIDENCES PROGRESSIVE PAYMENT SCHEME

Service your loan progressively as the property is being built ...

KENT RIDGE HILL RESIDENCES Progressive Payment Scheme (LTV 75%)

Make Instalment Payments In Tandem With The Construction Progress

Stage	%	Description	When to Get Ready	Payment Mode
1st	5%	Booking & Obtaining Option To Purchase	Day 1	Cash
		Buyer to engage solicitor (~ $3000) Buyer to select the Mortgage Loan (Stamp fee ~$500)	Within 1 week from Date of Option	Cash or CPF OA
		Receipt of S&P S&P will be sent to Buyer's Lawyer or to Buyer if no lawyer is appointed yet	Within 1-2 weeks from Date of Option
		Signing of S&P Buyer to sign S&P at the law firm	Within 3 weeks of receipt of S&P
	3% - $5,400 or 4% - $15,400	Buyer's Stamp Duty <$1m: 1st $180k 1%, Next $180k 2%, Next $640k 3% >$1m: 1st $180k 1%, Next $180k 2%, Next $640k 3%, Remaining 4%	Within 2 weeks upon signing S&P	Cash or CPF OA
		Additional Buyer's Stamp Duty SC: N/A, 12%, 15% SPR: 5%, 15%, 15% Foreigner: 20%, 20%, 20%	Within 2 weeks upon signing S&P	Cash or CPF OA
	15%	Downpayment	Within 8 weeks from Date of Option	Cash or CPF OA

2nd	5%	Completion of Foundation Work 完成地基	Around 6 - 9 months	Cash or CPF OA
2nd	5%	Completion of Foundation Work 完成地基	Around 6 - 9 months	Bank Loan
3rd	10%	Completion of Reinforced Concrete 完成三合土框	Around 6 - 9 months	Bank Loan
4th	5%	Completion of Brick Wall 完成砖墙	Around 3 - 6 months	Bank Loan
5th	5%	Completion of Ceiling / Roofing 完成天花板/屋顶	Around 3 - 6 months	Bank Loan
6th	5%	Completion of Doors & Windows Frames are in position, the Electrical Wiring & Plumbing & Internal Plastering 完成门/窗框，电线，水管及内部抹灰	Around 3 - 6 months	Bank Loan
7th	5%	Completion of Car Park, Roads and Drains 完成停车场道路与水渠	Around 3 - 6 months	Bank Loan
8th	25%	Obtaining Temporary Occupation Permit (TOP) 取得临时居住许可证	Around 1 year	Bank Loan
9th	15%	Upon Production of the Certificate of Statutory Completion (CSC) 取得法定完工证书	Around 1 year	Bank Loan

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Let's meet for a NON-OBLIGATORY showroom viewing and/or casual discussion today.

Be here to physically see, touch and feel the layout, the furnishing, the environment and more.
With your permission, we will then work out a PROPER FINANCIAL & TIMELINE PLAN that suits you the best!